London Home Real Estate

Buying A House?

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Mortgage Pre-Approval
Moving With Pets
Fixer Upper Myths & Facts
Hidden Costs of Home Buying

 

 

Selling Your House?

Home Selling Tips
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Best Financing – a Three Point Plan

When you’re looking to buy a home, the first thing most homebuyers do is start the process of househunting. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home. This report outlines 3 important steps you should take to obtain the best financing rates when you buy a home.

3 Critical Questions to Ask

  1. Can you get me QUICK, EASY and FREE mortgage pre-approval?

  2. Can I get preferred access to special low downpayments, monthly payments and interest rates.

  3. Can I get special advance notice of listings that computer-match my home buying criteria?

You owe it to yourself to benefit from these cost saving benefits.

1. Get Preapproved for a Mortgage . . .
Getting preapproved for a mortgage will give you a number of important benefits including emotional security in the house-hunting process, and insurance against rising interest rates in the market place. Preapproval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage brokers can obtain written preapproval for you at no cost and no obligation. More than just a verbal approval from your lending institution, a written preapproval is as completed credit application, and a certificate that guarantees you a mortgage to the specified level when you find the home you're looking for. Preapproval means you are not mortgage shopping at the last minute. With a preapproved mortgage, if rates go up, you still get the preapproved rate, but if rates go down, you receive the lower rate.

2. Receive Preferred Access to Special Low Financing . . .
Real Estate sales people that conduct hundreds of real estate transactions every year may be able to offer you certain negotiating advantages with lending institutions. These lenders are often anxious to do business with such sales people and their clients, and may be willing to extend better than average rates.
This can make purchasing a home much easier and more affordable for many buyers to qualify with a minimum down payment, and low monthly payments. Therefore many more buyers can own the home of their dreams much sooner than they ever thought possible.

 

3. Househunting Service…
Real estate sales people offer a house-hunting service to make it easier for you to find the home you want. Through these programs you can find out in advance the homes on the market match your home buying criteria. To do this you simply provide your sales person with a brief description of the type of home you’re looking for, for example, number of bedrooms, price range, neighborhood, and so on. Then you should receive advance notice (including pictures) of all the Houses for Sale that match your requirements. This will give you the competitive edge to find out before other buyers which homes that are likely to be of interest to you. Because you are there before most other buyers, perhaps you can even negotiate a better price. You can then drive by these homes, without the assistance of an sales person, to see which ones you want to view. Then it’s simply a matter of you advising your sales person about the homes you like and want to see.

Would you like to receive automatic, free and immediate notification of the newest MLS listings in London Ontario’s real estate market that Match Your Home Buying Criteria?

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Just fill out the form below and click the SUBMIT button at the bottom of the form.

 


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